Hyundai Inster cost to own in the UK — the true 5-year total
The Hyundai Inster starts at £23,495. Over 5 years, owning one (EV) costs about £29,024 in the UK as of August 6, 2026 — £484/month, £0.48/mile — including depreciation, charging (with the ~12% charging loss most calculators ignore), maintenance, insurance, financing and VED. That's £1,483 less than a comparable Toyota Yaris Cross Hybrid Icon over the same 5 years.
Hyundai Inster incentives & grants
UK Electric Car Grant: up to £3,750 off the price of an eligible new EV (RRP ≤ £37,000, applied by the dealer). Shown for reference; not included in the totals above. Source: GOV.UK Electric Car Grant.
Hyundai Inster · UK · 5-year estimate£29,024 total · £484/mo · £0.48/mi
Where the money goes
| Cost component | Electric · Hyundai Inster | Hybrid · Toyota Yaris Cross Hybrid |
|---|---|---|
| Depreciation (estimated) | £14,567 (50%) | £13,648 (45%) |
| Charging / fuel | £5,323 (18%) | £6,667 (22%) |
| ↳ of which charging loss | 12% (~£639) | — |
| Maintenance | £1,500 (5%) | £1,998 (7%) |
| Insurance | £2,780 (10%) | £2,625 (9%) |
| Financing interest | £3,855 (13%) | £4,569 (15%) |
| Registration & fees | £1,000 (3%) | £1,000 (3%) |
| Total cost of ownership | £29,024 | £30,507 |
Hyundai Inster specs & assumptions
- Starting price (RRP)
- £23,495manufacturer
- Powertrain
- Electric
- Efficiency
- 23 kWh/100miWLTP
- Range
- 203 miWLTP
- UK electricity
- 26.11p/kWhOfgem
- Annual miles (assumed)
- 12,000UK average
Road tax (VED) for EVs 2026
VED on the Hyundai Inster is £200/yr — the flat standard rate EVs now pay — and it is included in every total on this page. Source: GOV.UK vehicle tax rates.
Cost to charge the Hyundai Inster at home
The Hyundai Inster runs about £6.82 per 100 mi at home — versus about £17.42 for a typical 40 mpg petrol car. Home charging only (the ~12% AC charging loss is included); public DC fast-charging is billed per session by each network — often 2–3× the home rate — and isn't in these figures.
- Per 100 mi at home
- £6.8223 kWh/100mi + 12% charging loss × £0.26/kWh
- A typical 40 mpg petrol car
- £17.42/100miat £1.53/litre — for comparison
Compare the Hyundai Inster against any car, your mileage & your scenario
What the numbers say
The Hyundai Inster costs about £29,024 to own over 5 years in the UK — £484/month, £0.48/mi at 12,000 mi/yr — and depreciation is the biggest line: £14,567, 50% of the total (as of August 6, 2026).
- The Hyundai Inster edges it — a real £1,483 saving over 5 years, though small enough that your own annual distance and home tariff decide it.
- The Hyundai Inster pulls ahead of the Toyota Yaris Cross Hybrid Icon if you drive more than about 2,500 mi/yr.
- Where the Hyundai Inster's £29,024 actually goes: depreciation £14,567 (50%), charging £5,323 (18%), financing interest £3,855 (13%), insurance £2,780 (10%), maintenance £1,500 (5%), registration & fees £1,000 (3%).
- Per mile, that is £0.24 of depreciation and £0.09 of charging, with £0.15 for everything else — £0.48/mile all-in.
- Charging vs the fleet: the Hyundai Inster's 5-year charging bill (£5,323) runs £347 below the £5,670 median of the 27 EVs we price at the same rates.
What we assume for maintenance
Assumed £300/yr for an EV at 12,000 mi/yr — about £1,500 of the 5-year total above. On this market's assumptions an EV runs about £150/yr less in maintenance than a petrol car (£300 vs £450). See the methodology for sources; adjustable in the calculator.