BMW i5 eDrive40 (electric) price & real 5-year cost in the U.S.
The BMW i5 eDrive40 (electric) starts at $67,100. As of August 6, 2026, over 5 years, owning one (EV) costs about $92,081 in the U.S. — $1,535/month, $1.53/mile — including depreciation, charging (with the ~12% AC charging loss most calculators ignore), maintenance, insurance, financing and fees. That's $43,053 less than a comparable Land Rover Range Rover P400 SE over the same 5 years. It's the #11 cheapest per month of the 23 luxury cars we track in the U.S.
BMW i5 eDrive40 (electric) federal & state incentives
The federal $7,500 EV credit expired Sept 30, 2025 and is not applied. 10 states run their own EV purchase incentives (income and price caps may apply) — each is shown for reference on its state hub, never inside our totals. Source: IRS; state programs are cited on each state hub.
BMW i5 eDrive40 (electric) · U.S. average · 5-year estimate$92,081 total · $1,535/mo · $1.53/mi
Where the money goes
| Cost component | Electric · BMW i5 eDrive40 | Gas · Land Rover Range Rover |
|---|---|---|
| Depreciation (estimated) | $46,970 (51%) | $69,906 (52%) |
| Charging / fuel | $5,721 (6%) | $12,823 (9%) |
| ↳ of which charging loss | 12% (~$687) | — |
| Maintenance | $3,480 (4%) | $9,480 (7%) |
| Insurance | $22,855 (25%) | $21,180 (16%) |
| Financing interest | $12,055 (13%) | $20,744 (15%) |
| Registration & fees | $1,000 (1%) | $1,000 (1%) |
| Total cost of ownership | $92,081 | $135,134 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.
BMW i5 eDrive40 (electric) specs & assumptions
- Starting MSRP
- $67,100manufacturer base
- Powertrain
- Electric
- Efficiency
- 35 kWh/100miEPA
- Range
- 310 miEPA
- Electricity (US avg)
- 18.4¢/kWhEIA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the BMW i5 eDrive40 (electric) against any car, your miles & your state
What else moves your BMW i5 eDrive40 (electric) cost
The 5-year total already folds in depreciation, charging, insurance, maintenance and financing. These are the levers that actually move money on this car, biggest first — each figure re-run through the same kernel with one input changed. Levers that don't move $400+ here aren't listed.
- Financing. The total finances $64,100 of the $67,100 price at 7.0% over 60 months: $12,055 of pure interest, 13% of everything above. Paying cash or shopping the rate removes it outright — both are inputs in the calculator.
- Insurance. This model carries a model-specific premium of $4,571/yr — $1,821/yr above the $2,750 we assume for its class, or $9,105 over 5 years. Our own estimate, calibrated to Insurify/Bankrate 2026, and already inside the total.
- Depreciation curve. We cost the BMW i5 eDrive40 (electric) on its own residual curve, not the EV average: it holds 30% of its $67,100 after 5 years against 43% for a typical EV. That is about $8,723 more depreciation than the class curve would give it — and depreciation is $46,970 of the $92,081 above (51%).
- Where you charge. The total assumes 80% home charging. Flip that — 20% home, 80% public DC fast at the 2.5× rate the kernel uses — and the BMW i5 eDrive40 (electric)'s 5-year total rises to $96,041, $3,960 more. If you can't charge at home, that is the number that applies to you.
- Home charger. A Level 2 install runs $500–$2,000 and is not in the total. At the $1,250 mid-point that is 22% of the $5,721 of electricity this car will use in 5 years.
- Your mileage vs the Mercedes-Benz EQE 350+ (electric). At U.S.-average rates the BMW i5 eDrive40 (electric) undercuts the Mercedes-Benz EQE 350+ (electric) at every annual mileage we model — its running-cost edge covers the price gap even for low-mile drivers. See the full head-to-head →
BMW i5 eDrive40 (electric) cost anatomy — where the money concentrates
The BMW i5 eDrive40 (electric) costs about $92,081 to own over 5 years in the U.S. — $1,535/month, $1.53/mi at 12,000 mi/yr — and depreciation is the biggest line: $46,970, 51% of the total (as of August 6, 2026).
- Where the BMW i5 eDrive40 (electric)'s $92,081 actually goes: depreciation $46,970 (51%), insurance $22,855 (25%), financing interest $12,055 (13%), charging $5,721 (6%), maintenance $3,480 (4%), registration & fees $1,000 (1%).
- Per mile, that is $0.78 of depreciation and $0.10 of charging, with $0.66 for everything else — $1.53/mile all-in.
- Charging vs the fleet: at $5,721 over 5 years the BMW i5 eDrive40 (electric) sits within $491 of the $5,230 median for the 43 EVs we price — nothing unusual either way.
What we assume for maintenance
Maintenance & repairs for the BMW i5 eDrive40 (electric) are costed at $0.058/mi (a model-specific rate below the EV average) — about $696/yr at 12,000 mi/yr, and $3,480 of the 5-year total above. That's about $1,200/yr less than the $0.158/mi we cost for the gas Land Rover Range Rover P400 SE it is compared against above ($9,480 over 5 years) — no oil changes, fewer wearing parts, regenerative braking.
Rates are anchored to U.S. DOE 2025 per-mile figures (AAA-calibrated) — full sourcing in the methodology. The total scales with the annual-miles input in the calculator.
Cost to charge the BMW i5 eDrive40 (electric) at home
A full charge of the BMW i5 eDrive40 (electric) costs about $18, and it runs about $7.33 per 100 mi at home — versus about $12.82 for a typical 30 mpg gas car. Home charging only (the ~12% AC charging loss is included); public DC fast-charging is billed per session by each network — often 2–3× the home rate — and isn't in these figures.
- Full charge (84.3 kWh usable)
- $18pack ÷ (1 − 12% loss) × $0.18/kWh
- Per 100 mi at home
- $7.3335 kWh/100mi + 12% charging loss × $0.18/kWh
- A typical 30 mpg gas car
- $12.82/100miat $3.85/gal — for comparison
Recalls & reliability record — i5
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the i5, MY 2024–2026. Figures cover all powertrains and trims sold under the i5 nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (7)
- Service Brakes
The Integrated brake system will be inspected and, if necessary, replaced, free of charge.
- Electrical System
The electric drive motor software will be updated over-the-air (OTA) or by a dealer, free of charge.
- Electronic Stability Control (Esc)
Dealers will replace the integrated brake system, free of charge.
- Electrical System
Dealers will replace the high-voltage battery module, free of charge.
- Electronic Stability Control (Esc)
Dealers will replace the integrated brake system, free of charge.
- Forward Collision Avoidance
Dealers will update the external artificial sound generator software, free of charge.
- Electrical System
Dealers will inspect and reattach the ground connection as necessary, free of charge.
Consumer complaints
NHTSA has 26 consumer complaints on file for the i5 (MY 2024–2026). The most-reported areas: Service Brakes, Electrical System, Forward Collision Avoidance. Complaints are unverified reports submitted by consumers to NHTSA.
BMW i5 eDrive40 (electric) head-to-head comparisons
It also edges out the Mercedes-Benz EQE 350+ (electric), the rival buyers cross-shop, by $4,906 over 5 years (about 5%) — close enough to hinge on your miles and rates.
The 5-year cost gap against the cars buyers cross-shop:
Where the BMW i5 eDrive40 (electric) numbers change most
Same car, same 5-year horizon, 51 different state rate sets: the total runs from $89,745 in Nevada to $101,972 in Hawaii — a $12,227 swing, 13% of its U.S.-average $92,081. Every 1¢/kWh on your electricity bill moves this car's total by about $310; state registration and EV road-use fees stack on top of that. Each link opens that state's cost table at the BMW i5 eDrive40 (electric) row.
Cheapest states for the BMW i5 eDrive40 (electric)
Most expensive states for the BMW i5 eDrive40 (electric)
- Hawaii $101,972
- California $96,545
- Rhode Island $95,650
- New York $94,727
- New Hampshire $94,494
- Massachusetts $94,451
Does any state change the verdict? No. Against the Land Rover Range Rover P400 SE — the segment rival we price it against — the BMW i5 eDrive40 (electric) is cheaper in all 51 state rate sets, by $43,053 at the U.S. average. No state's mix of electricity, pump price and fees closes that gap, so there is no "it depends on where you live" story here.