EVCostIQ

The EV cost intelligence platform

Cadillac Lyriq Luxury (electric) price & real 5-year cost in the U.S.

The Cadillac Lyriq Luxury (electric) starts at $59,200. As of August 6, 2026, over 5 years, owning one (EV) costs about $75,447 in the U.S. — $1,257/month, $1.26/mile — including depreciation, charging (with the ~12% AC charging loss most calculators ignore), maintenance, insurance, financing and fees. That's $34,355 more than a comparable Toyota RAV4 LE (gas) over the same 5 years. It's the #34 cheapest per month of the 35 SUVs we track in the U.S.

Cadillac Lyriq Luxury (electric) federal & state incentives

The federal $7,500 EV credit expired Sept 30, 2025 and is not applied. 10 states run their own EV purchase incentives (income and price caps may apply) — each is shown for reference on its state hub, never inside our totals. Source: IRS; state programs are cited on each state hub.

Cadillac Lyriq Luxury (electric) · U.S. average · 5-year estimate$75,447 total · $1,257/mo · $1.26/mi

Where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost componentElectric · Cadillac Lyriq LuxuryGas · Toyota RAV4 LE
Depreciation (estimated)$40,256 (53%)$10,800 (26%)
Charging / fuel$6,211 (8%)$7,694 (19%)
↳ of which charging loss12% (~$745)
Maintenance$3,660 (5%)$5,520 (13%)
Insurance$13,750 (18%)$11,000 (27%)
Financing interest$10,570 (14%)$5,078 (12%)
Registration & fees$1,000 (1%)$1,000 (2%)
Total cost of ownership$75,447$41,092

The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — we include it; most calculators don't.

Cadillac Lyriq Luxury (electric) specs & assumptions

Starting MSRP
$59,200manufacturer base
Powertrain
Electric
Efficiency
38 kWh/100miEPA
Range
319 miEPA
Electricity (US avg)
18.4¢/kWhEIA
Annual miles (assumed)
12,000adjustable in tool

Compare the Cadillac Lyriq Luxury (electric) against any car, your miles & your state

What else moves your Cadillac Lyriq Luxury (electric) cost

The 5-year total already folds in depreciation, charging, insurance, maintenance and financing. These are the levers that actually move money on this car, biggest first — each figure re-run through the same kernel with one input changed. Levers that don't move $400+ here aren't listed.

Cadillac Lyriq Luxury (electric) cost anatomy — where the money concentrates

The Cadillac Lyriq Luxury (electric) costs about $75,447 to own over 5 years in the U.S. — $1,257/month, $1.26/mi at 12,000 mi/yr — and depreciation is the biggest line: $40,256, 53% of the total (as of August 6, 2026).

What we assume for maintenance

Maintenance & repairs for the Cadillac Lyriq Luxury (electric) are costed at $0.061/mi (our standard EV rate) — about $732/yr at 12,000 mi/yr, and $3,660 of the 5-year total above. That's about $372/yr less than the $0.092/mi we cost for the gas Toyota RAV4 LE it is compared against above ($5,520 over 5 years) — no oil changes, fewer wearing parts, regenerative braking.

Rates are anchored to U.S. DOE 2025 per-mile figures (AAA-calibrated) — full sourcing in the methodology. The total scales with the annual-miles input in the calculator.

Cost to charge the Cadillac Lyriq Luxury (electric) at home

A full charge of the Cadillac Lyriq Luxury (electric) costs about $21, and it runs about $7.96 per 100 mi at home — versus about $12.82 for a typical 30 mpg gas car. Home charging only (the ~12% AC charging loss is included); public DC fast-charging is billed per session by each network — often 2–3× the home rate — and isn't in these figures.

Full charge (102 kWh usable)
$21pack ÷ (1 − 12% loss) × $0.18/kWh
Per 100 mi at home
$7.9638 kWh/100mi + 12% charging loss × $0.18/kWh
A typical 30 mpg gas car
$12.82/100miat $3.85/gal — for comparison

See the cost to charge in every state →

Recalls & reliability record — Lyriq

Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Lyriq, MY 2023–2026. Figures cover all powertrains and trims sold under the Lyriq nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .

Recalls (12)

Full recall history: every Lyriq campaign → — all 12 campaigns, grouped by year.

Consumer complaints

NHTSA has 151 consumer complaints on file for the Lyriq (MY 2023–2026). The most-reported areas: Electrical System, Forward Collision Avoidance, Service Brakes. Complaints are unverified reports submitted by consumers to NHTSA.

Cadillac Lyriq Luxury (electric) head-to-head comparisons

The Lexus RX 350 (gas), the rival buyers cross-shop, is the clear value pick: $22,387 cheaper over 5 years — about 42% of its own total. We say that plainly.

The 5-year cost gap against the cars buyers cross-shop:

Where the Cadillac Lyriq Luxury (electric) numbers change most

Same car, same 5-year horizon, 51 different state rate sets: the total runs from $72,981 in Nevada to $86,230 in Hawaii — a $13,249 swing, 18% of its U.S.-average $75,447. Every 1¢/kWh on your electricity bill moves this car's total by about $336; state registration and EV road-use fees stack on top of that. Each link opens that state's cost table at the Cadillac Lyriq Luxury (electric) row.

Cheapest states for the Cadillac Lyriq Luxury (electric)

Most expensive states for the Cadillac Lyriq Luxury (electric)

Does any state change the verdict? No. Against the Toyota RAV4 LE (gas) — the segment rival we price it against — the Toyota RAV4 LE (gas) is cheaper in all 51 state rate sets, by $34,355 at the U.S. average. No state's mix of electricity, pump price and fees closes that gap, so there is no "it depends on where you live" story here.

Pick any of the 51 state hubs →

Compare with similar SUVs

FAQ

How much does it cost to charge the Cadillac Lyriq Luxury (electric) at home?

About $7.96 per 100 mi, or roughly $21 for a full charge — home charging, with the ~12% AC charging loss included, at $0.18/kWh. A typical 30 mpg gas car costs about $12.82 per 100 mi.

What does the Cadillac Lyriq Luxury (electric) really cost to own over 5 years?

The Cadillac Lyriq Luxury (electric) costs about $75,447 to own over 5 years in the U.S. — about $1,257/month — including depreciation, charging (incl. the ~12% AC charging loss most calculators ignore), maintenance, insurance, financing and fees.

How much does the Cadillac Lyriq Luxury (electric) cost per month?

About $1,257/month over 5 years in the U.S. ($1.26/mile) — depreciation, charging, insurance, maintenance, financing and fees included.

Is the Cadillac Lyriq Luxury (electric) cheaper to own than the Toyota RAV4 LE (gas)?

No — over 5 years the Cadillac Lyriq Luxury (electric) costs about $75,447 vs $41,092 for the Toyota RAV4 LE (gas): $34,355 more.

How much does the Cadillac Lyriq Luxury (electric) battery replacement cost?

Most EVs never need a battery replacement within the manufacturer's battery warranty, so no replacement cost is in the 5-year total above — see the methodology for how battery life is treated.

How much does the Cadillac Lyriq Luxury (electric) cost to insure?

About $2,750/yr on average for an electric model of this class — roughly $550/yr more than a comparable gas car (Insurify 2026). Included in the total above; quotes vary widely by driver and ZIP.

Does the Lyriq have any recalls?

Yes — NHTSA lists 12 recall campaigns for the Lyriq (MY 2023–2026) as of July 10, 2026. A recall means a free remedy is available at no cost; the most recent covers equipment (26V114000). See the recalls list on this page.