Toyota Camry Hybrid LE cost to own in Delaware — the true 5-year total
The Toyota Camry Hybrid LE starts at $29,000. As of July 1, 2026, over 5 years, owning one (hybrid) costs about $37,177 in Delaware — $620/month, $0.62/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $1,842 more than a comparable Honda Civic LX (gas) over the same 5 years. Delaware's electricity (18.8¢/kWh) is about level with the U.S. average, and gas runs $3.69/gal here — both fed straight into the numbers above.
Delaware EV incentive: Delaware Clean Vehicle Rebate Program — new BEV — up to $2,500 (income / price caps may apply). Shown for reference; not included in the total above. Source: DNREC
Toyota Camry Hybrid LE · Delaware · 5-year estimate$37,177 total · $620/mo · $0.62/mi
Where the money goes
| Cost component | Hybrid · Toyota Camry Hybrid LE | Gas · Honda Civic LX |
|---|---|---|
| Depreciation (estimated) | $11,310 (30%) | $9,144 (26%) |
| Charging / fuel | $4,717 (13%) | $6,158 (17%) |
| ↳ of which charging loss | — | — |
| Maintenance | $4,560 (12%) | $4,620 (13%) |
| Insurance | $11,500 (31%) | $11,000 (31%) |
| Financing interest | $4,890 (13%) | $4,213 (12%) |
| Registration & fees | $200 (1%) | $200 (1%) |
| Total cost of ownership | $37,177 | $35,335 |
Toyota Camry Hybrid LE specs & assumptions
- Starting MSRP
- $29,000manufacturer base
- Powertrain
- Hybrid
- Efficiency
- 47 mpgEPA
- Delaware gas
- $3.69/galAAA
- Annual miles (assumed)
- 12,000adjustable in tool
Compare the Toyota Camry Hybrid LE against any car, your miles & your state
What else moves your Toyota Camry Hybrid LE cost
The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.
- Financing. Borrow the full $29,000 at a typical 7.2% new-car APR over 60 months and interest alone adds about $5,619. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
- Insurance. Budget about $2,300/yr to insure this class — our own estimate, calibrated to Insurify/Bankrate 2026, included in the total above. Quotes vary widely by driver and ZIP, so get your own before deciding.
- Fuel price. The total uses Delaware's pump price of $3.69/gal. Enter your local price in the calculator — at high-mileage driving it's the biggest single lever.
Recalls & reliability record — Camry
Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Camry, MY 2017–2026. Figures cover all powertrains and trims sold under the Camry nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of .
Recalls (17)
- Electrical System
Dealers will update the instrument panel software over-the-air (OTA) for non-PHEV vehicles, free of charge.
- Fuel System
Dealers will replace the fuel pump assembly, free of charge.
- Seats
Dealers will replace the 60% rear seat-back frame sub-assembly, free of charge.
- Air Bags
Dealers will inspect and replace the sensor as necessary, free of charge.
- Wheels
Owners are advised not to drive their vehicles until the repair has been performed.
Do not drive until repaired — NHTSA “Park It” advisory.
- Service Brakes
Dealers will repair or replace the vacuum pump, as necessary, free of charge.
- Fuel System
Toyota will notify owners, and dealers will replace the fuel pump assembly with an improved one, free of charge.
- Engine And Engine Cooling
Toyota will notify owners, and dealers will inspect and replace the engine including the engine block, as necessary, free of charge.
Full recall history: every Camry campaign → — all 17 campaigns, grouped by year.
Consumer complaints
NHTSA has 1,968 consumer complaints on file for the Camry (MY 2017–2026). The most-reported areas: Power Train, Engine, Service Brakes. Complaints are unverified reports submitted by consumers to NHTSA.
Toyota Camry Hybrid LE head-to-head comparisons
The 5-year cost gap against the cars buyers cross-shop:
← Toyota Camry Hybrid LE cost (U.S. average)