Honda Civic LX (gas) price & real 5-year cost in the U.S.

By Ivan H., EVCostIQ · reviewed against our public methodology · every source dated on this page

The Honda Civic LX (gas) starts at $25,400. As of August 6, 2026, over 5 years, owning one (gas car) costs about $36,388 in the U.S. — $606/month, $0.61/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $1,002 more than a comparable Toyota Corolla LE (gas) over the same 5 years.

Honda Civic LX (gas) · U.S. average · 5-year estimate$36,388 total · $606/mo · $0.61/mi

Where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost component	Gas · Honda Civic LX	Gas · Toyota Corolla LE
Depreciation (estimated)	$9,144 (25%)	$8,050 (23%)
Charging / fuel	$6,412 (18%)	$6,595 (19%)
↳ of which charging loss	—	—
Maintenance	$4,620 (13%)	$4,980 (14%)
Insurance	$11,000 (30%)	$11,000 (31%)
Financing interest	$4,213 (12%)	$3,761 (11%)
Registration & fees	$1,000 (3%)	$1,000 (3%)
Total cost of ownership	$36,388	$35,386

Honda Civic LX (gas) specs & assumptions

Starting MSRP: $25,400manufacturer base
Powertrain: Gas
Efficiency: 36 mpgEPA
Gas (US avg): $3.85/galAAA
Annual miles (assumed): 12,000adjustable in tool

Compare the Honda Civic LX (gas) against any car, your miles & your state

What else moves your Honda Civic LX (gas) cost

The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. These are the levers that actually move money on this car, biggest first — each figure re-run through the same kernel with one input changed. Levers that don't move $400+ here aren't listed.

Insurance. On a car this cheap to buy, insurance is the quiet giant: $11,000 over 5 years, 30% of the whole total and more than the fuel bill. Quotes swing widely by driver and ZIP, so get your own before deciding.
Financing. The total finances $22,400 of the $25,400 price at 7.0% over 60 months: $4,213 of pure interest, 12% of everything above. Paying cash or shopping the rate removes it outright — both are inputs in the calculator.
Efficiency. 36 mpg puts the Honda Civic LX (gas) above the 24 mpg median of the non-electric models we price — $3,206 less fuel over 5 years than a median car at the same pump price.
Fuel price. The total runs on the U.S. average $3.85/gal. Add a dollar to the pump price and this car's 5-year total rises $1,667 to $38,055 — at 36 mpg and 12,000 mi/yr, fuel is the lever your own driving moves most.
Depreciation curve. We cost the Honda Civic LX (gas) on its own residual curve, not the gas car average: it holds 64% of its $25,400 after 5 years against 61% for a typical gas car. That is about $762 less depreciation than the class curve would give it — and depreciation is $9,144 of the $36,388 above (25%).

Honda Civic LX (gas) cost anatomy — where the money concentrates

The Honda Civic LX (gas) costs about $36,388 to own over 5 years in the U.S. — $606/month, $0.61/mi at 12,000 mi/yr — and insurance is the biggest line: $11,000, 30% of the total (as of August 6, 2026).

Where the Honda Civic LX (gas)'s $36,388 actually goes: insurance $11,000 (30%), depreciation $9,144 (25%), gas $6,412 (18%), maintenance $4,620 (13%), financing interest $4,213 (12%), registration & fees $1,000 (3%).
Per mile, that is $0.15 of depreciation and $0.11 of gas, with $0.35 for everything else — $0.61/mile all-in.
Gas vs the fleet: the Honda Civic LX (gas)'s 5-year gas bill ($6,412) runs $2,821 below the $9,233 median of the 37 gas and hybrid models we price at the same rates.

What we assume for maintenance

Maintenance & repairs for the Honda Civic LX (gas) are costed at $0.077/mi (a model-specific rate below the gas car average) — about $924/yr at 12,000 mi/yr, and $4,620 of the 5-year total above. That's about $72/yr less than the $0.083/mi we cost for the gas Toyota Corolla LE it is compared against above ($4,980 over 5 years).

Rates are anchored to U.S. DOE 2025 per-mile figures (AAA-calibrated) — full sourcing in the methodology. The total scales with the annual-miles input in the calculator.

Recalls & reliability record — Civic

Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Civic, MY 2017–2026. Figures cover all powertrains and trims sold under the Civic nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of July 10, 2026.

Recalls (16)

Air Bags26V332000 · May 21, 2026
Dealers will replace the seat weight sensors, free of charge.
Seats24V859000 · November 14, 2024
Dealers will replace the driver's seat cushion frame, free of charge.
Fuel System24V763000 · October 14, 2024
Dealers will inspect and replace the high-pressure fuel pump as necessary, free of charge.
Steering24V744000 · October 3, 2024
Dealers will replace the worm gear spring and redistribute or add grease as necessary, free of charge.
Air Bags24V064000 · February 1, 2024
Dealers will replace the seat weight sensors, free of charge.
Fuel System23V858000 · December 18, 2023
Dealers will replace the fuel pump module, free of charge.
Steering23V704000 · October 19, 2023
Dealers will inspect and replace the electric power steering rack, as necessary, free of charge.
Service Brakes23V458000 · June 29, 2023
Dealers will inspect and repair the brake booster assembly as necessary, free of charge.

Full recall history: every Civic campaign → — all 16 campaigns, grouped by year.

Consumer complaints

NHTSA has 2,749 consumer complaints on file for the Civic (MY 2017–2026). The most-reported areas: Steering, Electrical System, Fuel/Propulsion System. Complaints are unverified reports submitted by consumers to NHTSA.

Where the Honda Civic LX (gas) numbers change most

Same car, same 5-year horizon, 51 different state rate sets: the total runs from $34,444 in Indiana to $38,438 in California — a $3,994 swing, 11% of its U.S.-average $36,388. Every 10¢/gal at the pump moves this car's total by about $167; state registration fees stack on top of that. Each link opens that state's cost table at the Honda Civic LX (gas) row.

Cheapest states for the Honda Civic LX (gas)

Indiana $34,444
Texas $34,727
Tennessee $34,755
Kentucky $34,840
Louisiana $34,850
Alabama $34,857

Most expensive states for the Honda Civic LX (gas)

California $38,438
Hawaii $38,372
Washington $37,775
Alaska $37,318
Oregon $37,138
Nevada $36,908

Does any state change the verdict? No. Against the Toyota Corolla LE (gas) — the segment rival we price it against — the Toyota Corolla LE (gas) is cheaper in all 51 state rate sets, by $1,002 at the U.S. average. No state's mix of electricity, pump price and fees closes that gap, so there is no "it depends on where you live" story here.

Pick any of the 51 state hubs →

Compare with similar sedans

FAQ

What does the Honda Civic LX (gas) really cost to own over 5 years?

The Honda Civic LX (gas) costs about $36,388 to own over 5 years in the U.S. — about $606/month — including depreciation, fuel, maintenance, insurance, financing and fees.

How much does the Honda Civic LX (gas) cost per month?

About $606/month over 5 years in the U.S. ($0.61/mile) — depreciation, fuel, insurance, maintenance, financing and fees included.

Is the Honda Civic LX (gas) cheaper to own than the Toyota Corolla LE (gas)?

No — over 5 years the Honda Civic LX (gas) costs about $36,388 vs $35,386 for the Toyota Corolla LE (gas): $1,002 more.

How much does the Honda Civic LX (gas) cost in fuel over 5 years?

About $6,412 at 36 mpg and $3.85/gal (the U.S.) — already inside the 5-year total above.

How much does the Honda Civic LX (gas) cost to insure?

Budget about $2,200/yr for this class (Insurify/Bankrate 2026) — included in the total above. Quotes vary widely by driver and ZIP.

Does the Civic have any recalls?

Yes — NHTSA lists 16 recall campaigns for the Civic (MY 2017–2026) as of July 10, 2026. A recall means a free remedy is available at no cost; the most recent covers air bags (26V332000). See the recalls list on this page.