Honda Civic LX (gas) cost to own in the U.S. — the true 5-year total

Q: What does the Honda Civic LX (gas) really cost to own over 5 years?

The Honda Civic LX (gas) costs about $36,388 to own over 5 years in the U.S. — about $606/month — including depreciation, fuel, maintenance, insurance, financing and fees.

Q: How much does the Honda Civic LX (gas) cost per month?

About $606/month over 5 years in the U.S. ($0.61/mile) — depreciation, fuel, insurance, maintenance, financing and fees included.

Q: Is the Honda Civic LX (gas) cheaper to own than the Toyota Corolla LE (gas)?

No — over 5 years the Honda Civic LX (gas) costs about $36,388 vs $35,386 for the Toyota Corolla LE (gas): $1,002 more.

Q: How much does the Honda Civic LX (gas) cost in fuel over 5 years?

About $6,412 at 36 mpg and $3.85/gal (the U.S.) — already inside the 5-year total above.

Q: How much does the Honda Civic LX (gas) cost to insure?

Budget about $2,200/yr for this class (Insurify/Bankrate 2026) — included in the total above. Quotes vary widely by driver and ZIP.

By the EVCostIQ research desk · reviewed against our public methodology · every source dated on this page

The Honda Civic LX (gas) starts at $25,400. As of July 1, 2026, over 5 years, owning one (gas car) costs about $36,388 in the U.S. — $606/month, $0.61/mile — including depreciation, fuel, maintenance, insurance, financing and fees. That's $1,002 more than a comparable Toyota Corolla LE (gas) over the same 5 years.

Honda Civic LX (gas) · U.S. average · 5-year estimate$36,388 total · $606/mo · $0.61/mi

Where the money goes

5-year total cost of ownership by component, by vehicle (USD). Estimates; sources dated in the methodology.
Cost component	Gas · Honda Civic LX	Gas · Toyota Corolla LE
Depreciation (estimated)	$9,144 (25%)	$8,050 (23%)
Charging / fuel	$6,412 (18%)	$6,595 (19%)
↳ of which charging loss	—	—
Maintenance	$4,620 (13%)	$4,980 (14%)
Insurance	$11,000 (30%)	$11,000 (31%)
Financing interest	$4,213 (12%)	$3,761 (11%)
Registration & fees	$1,000 (3%)	$1,000 (3%)
Total cost of ownership	$36,388	$35,386

Honda Civic LX (gas) specs & assumptions

Starting MSRP: $25,400manufacturer base
Powertrain: Gas
Efficiency: 36 mpgEPA
Gas (US avg): $3.85/galAAA
Annual miles (assumed): 12,000adjustable in tool

Compare the Honda Civic LX (gas) against any car, your miles & your state

What else moves your Honda Civic LX (gas) cost

The 5-year total already folds in depreciation, fuel, insurance, maintenance and financing. Here's how the biggest levers work — and the ones that sit outside the total.

Financing. Borrow the full $25,400 at a typical 7.2% new-car APR over 60 months and interest alone adds about $4,921. Lower the APR or add a down payment in the calculator and the total drops — financing is in the 5-year figure above.
Insurance. Budget about $2,200/yr to insure this class — our own estimate, calibrated to Insurify/Bankrate 2026, included in the total above. Quotes vary widely by driver and ZIP, so get your own before deciding.
Fuel price. The total uses the U.S. average pump price of $3.85/gal. Enter your local price in the calculator — at high-mileage driving it's the biggest single lever.

Recalls & reliability record — Civic

Official U.S. National Highway Traffic Safety Administration (NHTSA) safety record for the Civic, MY 2017–2026. Figures cover all powertrains and trims sold under the Civic nameplate for the model years shown. A recall means a free remedy is available at no cost. Source: NHTSA (nhtsa.gov), data as of July 10, 2026.

Recalls (16)

Air Bags26V332000 · May 21, 2026
Dealers will replace the seat weight sensors, free of charge.
Seats24V859000 · November 14, 2024
Dealers will replace the driver's seat cushion frame, free of charge.
Fuel System24V763000 · October 14, 2024
Dealers will inspect and replace the high-pressure fuel pump as necessary, free of charge.
Steering24V744000 · October 3, 2024
Dealers will replace the worm gear spring and redistribute or add grease as necessary, free of charge.
Air Bags24V064000 · February 1, 2024
Dealers will replace the seat weight sensors, free of charge.
Fuel System23V858000 · December 18, 2023
Dealers will replace the fuel pump module, free of charge.
Steering23V704000 · October 19, 2023
Dealers will inspect and replace the electric power steering rack, as necessary, free of charge.
Service Brakes23V458000 · June 29, 2023
Dealers will inspect and repair the brake booster assembly as necessary, free of charge.

Full recall history: every Civic campaign → — all 16 campaigns, grouped by year.

Consumer complaints

NHTSA has 2,749 consumer complaints on file for the Civic (MY 2017–2026). The most-reported areas: Steering, Electrical System, Fuel/Propulsion System. Complaints are unverified reports submitted by consumers to NHTSA.

Compare with similar sedans

FAQ

What does the Honda Civic LX (gas) really cost to own over 5 years?

The Honda Civic LX (gas) costs about $36,388 to own over 5 years in the U.S. — about $606/month — including depreciation, fuel, maintenance, insurance, financing and fees.

How much does the Honda Civic LX (gas) cost per month?

About $606/month over 5 years in the U.S. ($0.61/mile) — depreciation, fuel, insurance, maintenance, financing and fees included.

Is the Honda Civic LX (gas) cheaper to own than the Toyota Corolla LE (gas)?

No — over 5 years the Honda Civic LX (gas) costs about $36,388 vs $35,386 for the Toyota Corolla LE (gas): $1,002 more.

How much does the Honda Civic LX (gas) cost in fuel over 5 years?

About $6,412 at 36 mpg and $3.85/gal (the U.S.) — already inside the 5-year total above.

How much does the Honda Civic LX (gas) cost to insure?

Budget about $2,200/yr for this class (Insurify/Bankrate 2026) — included in the total above. Quotes vary widely by driver and ZIP.

Does the Civic have any recalls?

Yes — NHTSA lists 16 recall campaigns for the Civic (MY 2017–2026) as of July 10, 2026. A recall means a free remedy is available at no cost; the most recent covers air bags (26V332000). See the recalls list on this page.