What an EV really costs in Maine — any EV, any hybrid, any gas car
As of August 2026: of the 85 models we price, the cheapest to own over 5 years in Maine is the Toyota Prius LE at $34,506 — a hybrid. The cheapest electric, the Chevrolet Bolt EUV (used) ($46,869), runs about $12,363 more — we say it plainly when the gas or hybrid car wins.
Charging mostly at home, an EV usually costs about half as much per mile to run as a comparable gas car — but higher depreciation and insurance can erase that, and the federal $7,500 credit is gone (). The cheaper car depends on the exact vehicles, your mileage, and your local rates. Compare any below — every assumption shown and dated.
No referral fees. No manufacturer commissions. We tell you when gas wins.
The numbers behind every EV-vs-gas estimate
- Electricity, Maine
- 28.6¢/kWhEIA · 2026-05
- Gasoline, Maine
- $3.90/galAAA
- Charging loss (modeled)
- 12%EPA / SAE J1634
- Maintenance ($/mi)
- EV $0.06 vs gas $0.10AAA (est.)
- Insurance ($/yr, avg)
- EV $2,750 vs gas $2,200industry (est.)
- Federal EV purchase credit (2026)
- $0 — expired Sept 30, 2025IRS / OBBBA
Example comparison — change the vehicles belowOver 5 years, the Honda Civic LX (gas car) is the cheapest at $35,650 — about $16,309 less than the Chevrolet Equinox EV LT ($594/mo, $0.59/mi).
Total cost of ownership, cheapest first
Chevrolet Equinox EV LT
Tesla Model 3 Premium RWD
Lowest 5-year cost: Honda Civic LX (gas) at $35,650, $594 per month. Chevrolet Equinox EV LT $51,959; Tesla Model 3 Premium $56,000.
Cumulative cost over time
This shows your total spend by each year — purchase, charging/fuel, depreciation, insurance and financing combined. Where two lines cross is your payback point.
Tesla Model 3 Premium never beats Honda Civic LX within 5 yrs · Chevrolet Equinox EV LT never beats Honda Civic LX within 5 yrs
Where the money goes (full breakdown)
| Cost component | Electric · Tesla Model 3 Premium | Gas · Honda Civic LX | Electric · Chevrolet Equinox EV LT |
|---|---|---|---|
| Depreciation (estimated) | $24,644 (44%) | $9,144 (26%) | $20,997 (40%) |
| Charging / fuel | $6,344 (11%) | $6,498 (18%) | $7,359 (14%) |
| ↳ of which charging loss | 12% (~$761) | — | 12% (~$883) |
| Maintenance | $3,660 (7%) | $4,620 (13%) | $3,660 (7%) |
| Insurance | $13,750 (25%) | $11,000 (31%) | $13,750 (26%) |
| Financing interest | $7,427 (13%) | $4,213 (12%) | $6,017 (12%) |
| Registration & fees | $175 (0%) | $175 (0%) | $175 (0%) |
| Total cost of ownership | $56,000 | $35,650 | $51,959 |
The charging-loss row is the ~10–15% of electricity lost to AC charging that you pay for but never reaches the battery — most calculators silently omit it, which makes EVs look cheaper than they are. We include it.
Incentives (as of 2026-08-06)
- Federal EV purchase credit ($7,500 new / $4,000 used) — EXPIRED Sept 30, 2025. Ended under the One Big Beautiful Bill Act — not available; never in our headline cost.
- Home charger credit (30C) — EXPIRED June 30, 2026. Was 30% of a home-charger install up to $1,000 (IRS Form 8911) — terminated for property placed in service after June 30, 2026 under the One Big Beautiful Bill Act.
- New-vehicle auto-loan interest deduction — ACTIVE 2025–2028. Deduct interest on a new US-assembled vehicle loan, up to $10k/yr (income-limited).
- State & utility incentives — VARIES. Layered per location with a dated source — arriving with the state data packs.
Why trust this
- Unbiased. No referral fees, no manufacturer commissions, no utility-territory lock.
- Current. Live EIA electricity rates; every number sourced and dated.
- Honest. We model charging loss and show you when gas is the better buy.
- Full methodology & sources →
We take no manufacturer commissions, no utility-territory deals, and no referral fees that affect the calculator. Any affiliate links are clearly disclosed and never change the math. The site currently carries no advertising. We show you when gas wins.
What is different about Maine's numbers
Home electricity here is 28.6¢/kWh, 55.3% above the 18.4¢ U.S. average (EIA, 2026-05), and regular gas averages $3.90/gal, level with the national $3.85 (AAA). Maine is one of 10 states charging no EV road-use fee, so an electric car here carries only the $35 base registration.
Run all 80 models that have their own cost page through the kernel at both rate sets and the average electric car's 5-year total in Maine lands $2,158 above its U.S.-average figure, while the average gas or hybrid car lands $660 below its own. Net effect: Maine widens the gap an EV has to close by about $2,818. Head-to-head that comes out as EVs taking 13 of 55 matchups at Maine rates against 14 nationally — we publish that whichever way it falls.
Ranked against the other 50 state rate sets by what the whole priced fleet costs to run, Maine is 45th cheapest for an electric car and 30th for a gas or hybrid one. Its residential rate has moved 20.9¢ → 28.4¢/kWh across the 24 months to 2026-04 (+35.9%); on a Tesla Model 3 Premium RWD that shift alone is about $1,662 more electricity over 5 years than the same car would have cost at the 2024-05 rate.
Across the 37 matchups where an electric car faces a gas or hybrid one, the median EV costs $16,625 more over 5 years than the gas or hybrid car it is matched against at Maine rates — against $13,751 more nationally. Maine widens it by about $2,874. The EV that comes closest here is the Rivian R1S Dual-Motor (Standard Pack) against the Cadillac Escalade, $12,468 ahead; the furthest behind is the Kia EV9 Light Long Range RWD (electric) against the Toyota Grand Highlander Hybrid LE FWD, $28,958 adrift.
Running cost, Maine prices: a Tesla Model 3 Premium RWD draws about $8.13 of electricity per 100 miles at home (charging loss included), against $13.00 of gas for a 30 mpg car. A gas car would need 48 mpg to match the EV's fuel bill here. That is the running-cost line only — depreciation and insurance are what usually decide the 5-year total, and they are why most of the matchups below still go to the gas or hybrid car.
Maine EV incentive: Efficiency Maine LMI new-EV rebate (income-qualified) — up to $8,000, income and price caps may apply. Shown for reference; it is not inside any figure on this page. Even credited in full it would turn 4 of the 37 matchups here into EV wins. Source: Efficiency Maine
Cheapest EVs to own in Maine
Ranked by true 5-year cost of ownership at Maine rates (12,000 mi/yr, all-in):
Maine cost by model
Maine is one of the six most expensive for 4 of the 80 models we price — Ford F-150 Lightning Pro at $70,729, Rivian R1T Dual-Motor at $83,144, Tesla Cybertruck AWD at $88,411 and 1 more. Sorted by 5-year cost to own at Maine rates; the order is not the national order.
| Type | |||||
|---|---|---|---|---|---|
| Toyota Prius LE (hybrid) | Hybrid | $28,350 | $34,506 | $575 | $1,144 cheaper than the Honda Civic LX (gas) at Maine rates |
| Toyota Corolla LE (gas) | Gas | $23,000 | $34,650 | $578 | $1,000 cheaper than the Honda Civic LX (gas) at Maine rates |
| Honda Civic LX (gas) | Gas | $25,400 | $35,650 | $594 | $1,000 more than the Toyota Corolla LE (gas) at Maine rates |
| Toyota Camry Hybrid LE | Hybrid | $29,000 | $37,412 | $624 | $1,762 more than the Honda Civic LX (gas) at Maine rates |
| Toyota RAV4 Hybrid LE | Hybrid | $31,900 | $38,396 | $640 | $1,975 cheaper than the Toyota RAV4 LE (gas) at Maine rates |
| Hyundai Kona SE (gas) | Gas | $25,600 | $38,519 | $642 | $1,852 cheaper than the Toyota RAV4 LE (gas) at Maine rates |
| Honda Accord LX (gas) | Gas | $28,000 | $38,927 | $649 | $3,277 more than the Honda Civic LX (gas) at Maine rates |
| Toyota RAV4 LE (gas) | Gas | $30,000 | $40,371 | $673 | $318 cheaper than the Honda CR-V LX (gas) at Maine rates |
| Honda CR-V LX (gas) | Gas | $31,000 | $40,689 | $678 | $318 more than the Toyota RAV4 LE (gas) at Maine rates |
| Honda CR-V Hybrid Sport | Hybrid | $35,630 | $41,523 | $692 | $1,152 more than the Toyota RAV4 LE (gas) at Maine rates |
| Toyota Tacoma SR | Gas | $32,145 | $43,174 | $720 | $9,609 cheaper than the Ford F-150 XLT (gas) at Maine rates |
| Nissan Rogue S FWD | Gas | $29,490 | $44,273 | $738 | $3,902 more than the Toyota RAV4 LE (gas) at Maine rates |
| Chevrolet Bolt EUV (used) | Electric | $27,800 | $46,869 | $781 | $12,363 more than the Toyota Prius LE (hybrid) at Maine rates |
| Nissan Leaf SV+ | Electric | $28,140 | $47,654 | $794 | $13,148 more than the Toyota Prius LE (hybrid) at Maine rates |
| Toyota bZ XLE (electric) | Electric | $34,900 | $49,327 | $822 | $8,956 more than the Toyota RAV4 LE (gas) at Maine rates |
| Hyundai Ioniq 5 SE | Electric | $35,000 | $50,659 | $844 | $10,288 more than the Toyota RAV4 LE (gas) at Maine rates |
| 2026 Fiat 500e | Electric | $35,700 | $51,494 | $858 | $15,844 more than the Honda Civic LX (gas) at Maine rates |
| Chevrolet Equinox EV LT | Electric | $34,995 | $51,959 | $866 | $11,588 more than the Toyota RAV4 LE (gas) at Maine rates |
| Hyundai Kona Electric SEL (Long Range) | Electric | $36,875 | $52,629 | $877 | $12,258 more than the Toyota RAV4 LE (gas) at Maine rates |
| Ford F-150 XLT (gas) | Gas | $42,000 | $52,783 | $880 | $988 more than the Ram 1500 Tradesman Quad Cab at Maine rates |
| 2026 Volvo EX30 Single motor extended range | Electric | $38,950 | $53,958 | $899 | $13,587 more than the Toyota RAV4 LE (gas) at Maine rates |
| Ford F-150 Lightning Pro | Electric | $54,780 | $70,729 | $1,179 | $17,946 more than the Ford F-150 XLT (gas) at Maine rates |
| BMW X5 xDrive40i | Gas | $69,200 | $75,719 | $1,262 | $58,763 cheaper than the Land Rover Range Rover P400 SE at Maine rates |
| Audi Q6 e-tron (base RWD, electric) | Electric | $65,095 | $78,129 | $1,302 | $56,353 cheaper than the Land Rover Range Rover P400 SE at Maine rates |
| Rivian R1T Dual-Motor | Electric | $69,900 | $83,144 | $1,386 | $30,361 more than the Ford F-150 XLT (gas) at Maine rates |
| Chevrolet Silverado EV LT Extended Range | Electric | $69,100 | $84,348 | $1,406 | $31,565 more than the Ford F-150 XLT (gas) at Maine rates |
| Tesla Cybertruck AWD | Electric | $79,990 | $88,411 | $1,474 | $35,628 more than the Ford F-150 XLT (gas) at Maine rates |
| Land Rover Range Rover P400 SE | Gas | $113,300 | $134,482 | $2,241 | $39,303 more than the Porsche Cayenne at Maine rates |
| Mercedes-Benz EQS 450+ (electric) | Electric | $104,400 | $135,064 | $2,251 | $582 more than the Land Rover Range Rover P400 SE at Maine rates |
This is the Maine-relevant slice of the fleet. The full 80-model table at U.S.-average rates is on every model — price vs 5-year cost.
Matchups that change hands in Maine
Of the 55 head-to-head matchups we track, 1 comes out differently at Maine rates than at the U.S. average — it is the only comparison where "it depends where you live" is literally true:
- Nationally the Audi Q6 e-tron (base RWD, electric) is $355 cheaper over 5 years, but at Maine rates the BMW X5 xDrive40i wins instead, by $2,410. Audi Q6 e-tron (base RWD, electric) vs BMW X5 xDrive40i →
Car insurance in Maine
Drivers in Maine spent an average of $856 a year on auto insurance — 33.2% below the $1,281 national average (NAIC, 2023, the latest published figure; a state average across all drivers, not a quote for any one car or driver, and premiums have moved since). Electric cars typically add about 42% on top of a comparable gas car, 18% for 2024-and-newer models (Insurify, June 2026, modeled at a standard driver profile).
Our 5-year totals use a labeled per-model estimate for each car, not this average — see how EV insurance moves the 5-year cost.
FAQ
Is an electric car cheaper to own than a gas car in Maine?
Which EV is cheapest to own in Maine?
What do electricity and gas cost in Maine right now?
What does the 5-year total include?
How much does it cost to charge an EV in Maine?
How much is car insurance in Maine?
States whose numbers look like Maine's
Closest matches on home electricity and pump price — the states where the same car lands nearest to its Maine total — plus the cheapest and most expensive states in the country to run an EV: