Electric or petrol: what does owning a car in France really cost?
As of 1 July 2026: of the 44 models we track in France, the cheapest car to own over 5 years is the Dacia Sandero (essence) at €20,265 — petrol. The cheapest EV, the Dacia Spring (2026 new gen) (€21,134), costs about €869 more — we say plainly when the petrol or hybrid car wins.
What an electric car really costs to own in France — versus petrol and diesel: depreciation, charging at 0.20 €/kWh, maintenance, insurance, registration (carte grise) and financing. Every figure sourced and dated.
Example comparison — change the vehicles belowOver 5 years, the Dacia Sandero (essence) is the cheapest at €20,265 — about €869 less than the Dacia Spring (€338/mo, €0.34/km).
Total cost of ownership, cheapest first
Dacia Spring (2026 new gen)
Renault Twingo E-Tech (2026)
Cumulative cost over time
Total spend by year — purchase, charging/fuel, depreciation, insurance and financing combined. The point where two lines cross is your break-even.
Dacia Spring never beats Dacia Sandero within 5 yrs · Renault Twingo E-Tech never beats Dacia Sandero within 5 yrs
Where the money goes (full breakdown)
| Cost component | Electric · Dacia Spring | Gas · Dacia Sandero | Electric · Renault Twingo E-Tech |
|---|---|---|---|
| Depreciation (estimated) | €11,268 (53%) | €6,373 (31%) | €12,918 (56%) |
| Charging / fuel | €2,393 (11%) | €6,106 (30%) | €2,305 (10%) |
| ↳ of which charging loss | 12% (~€287) | — | 12% (~€277) |
| Maintenance | €750 (4%) | €2,250 (11%) | €750 (3%) |
| Insurance | €4,090 (19%) | €3,675 (18%) | €4,090 (18%) |
| Financing interest | €2,633 (12%) | €1,862 (9%) | €3,101 (13%) |
| Registration (carte grise) & taxes | €0 (0%) | €0 (0%) | €0 (0%) |
| Total cost of ownership | €21,134 | €20,265 | €23,164 |
Reference data for France
- Electricity price
- 0.20 €/kWhCRE · 1 July 2026
- Fuel price
- 1.92 €/lprix.gouv.fr
- Charging loss
- 12 %EPA / SAE J1634
- Maintenance
- Electric €150 · Petrol €450est.
- Insurance
- Electric €818 · Petrol €735est.
Car prices vs the true 5-year cost to own in France
Every model we price, cheapest to own first — tap a column to sort by price or true 5-year cost, or filter by powertrain.
Head-to-head
Costs by model
Electric
Plug-in hybrid
Hybrid
Bonus écologique 2026 (France's EV purchase bonus): an incentive on a new electric car that is income-tested. The amount depends on your household's reference tax income per part (revenu fiscal de référence par part): €3,500, €4,700 or €5,700 for the most modest households, with a possible top-up (surbonus) if the battery is made in Europe (up to about €7,700 in total in the most favourable case). The vehicle must cost less than €47,000, weigh under 2,400 kg and score at least 60/80 on the ADEME environmental rating. Not every buyer qualifies — which is why we show this incentive separately and do not fold it into the totals above. Source: ADEME / service-public.fr, as of . Check your eligibility and the exact amount before you buy.
Carte grise (registration) and annual costs: France has no recurring annual bonus to deduct for an electric car — the EV's advantage comes mostly from running costs (charging, maintenance). At registration, electric vehicles are exempt from the regional carte grise tax in most regions, and they escape both the CO₂ malus and the weight malus (France's emissions and weight surcharges). The prime à la conversion (scrappage bonus), however, ended on 1 January 2026: if you still read that it's available, it no longer is. We fold any running-cost saving directly into the running costs — never as a cash incentive. As of .
FAQ
Does an electric car cost less to own than a petrol car in France?
Which electric car costs the least to own in France?
How much do electricity and fuel cost in France right now?
What does the 5-year total cost include?
How much does it cost to charge an electric car at home in France?
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Estimates for guidance, not financial advice. Depreciation, insurance and maintenance are dated estimates for the France market. How we calculate →