Renault 5 E-Tech electric (52 kWh)
€31,367 / 5 yr
€523/mo€0.42/km
Lowest 5-yr cost
Electric or petrol car: what does it really cost to own in Luxembourg?
As of 1 July 2026: of the 28 models we track in Luxembourg, the cheapest to own over 5 years is the Dacia Sandero TCe 90 at €22,202 — petrol. The cheapest electric, the Renault 5 E-Tech electric (52 kWh) (€31,367), costs about €9,165 more — we say it plainly when the petrol or hybrid car wins.
What an electric car really costs to own in Luxembourg — versus petrol and diesel: depreciation, charging at 0.27 €/kWh, maintenance, insurance, registration and financing. Every figure with its source and its date. Mind the Luxembourg catch: fuel here is deliberately cheap (the pump-tourism regime, national maximum price of 1,629 €/L), which shrinks the EV's energy advantage and makes the 5-year verdict very close.
Example comparison — change the vehicles belowOver 5 years, the Renault 5 E-Tech electric (52 kWh) (EV) is the cheapest at €31,367 — about €922 less than the Toyota Corolla Hatchback 1.8 (€523/mo, €0.42/km).
Total cost of ownership, cheapest first
Toyota Corolla Hatchback 1.8 Hybrid
€32,289 / 5 yr
€538/mo€0.43/km
+€922 more than the Renault 5 E-Tech electric (3 %)
Volkswagen ID.3 Neo (Pro, 59 kWh)
€34,880 / 5 yr
€581/mo€0.47/km
+€3,513 more than the Renault 5 E-Tech electric (11 %)
Cumulative cost over time
Total spend by each year — purchase, charging/fuel, depreciation, insurance and financing combined. Where two lines cross is your break-even point.
Renault 5 E-Tech electricToyota Corolla Hatchback 1.8Volkswagen ID.3 Neo
Toyota Corolla Hatchback 1.8 overtakes Renault 5 E-Tech electric at year 4 · Volkswagen ID.3 Neo never beats Renault 5 E-Tech electric within 5 yrs
Where the money goes (full breakdown)
| Cost component | Electric · Renault 5 E-Tech electric | Hybrid · Toyota Corolla Hatchback 1.8 | Electric · Volkswagen ID.3 Neo |
|---|---|---|---|
| Depreciation (estimated) | €17,074 (54%) | €15,295 (47%) | €19,594 (56%) |
| Charging / fuel | €4,095 (13%) | €5,620 (17%) | €4,241 (12%) |
| ↳ of which charging loss | 10% (~€410) | — | 10% (~€424) |
| Maintenance | €938 (3%) | €2,498 (8%) | €938 (3%) |
| Insurance | €4,090 (13%) | €3,800 (12%) | €4,090 (12%) |
| Financing interest | €5,170 (16%) | €5,076 (16%) | €6,016 (17%) |
| Registration & taxes | €0 (0%) | €0 (0%) | €0 (0%) |
| Total cost of ownership | €31,367 | €32,289 | €34,880 |
Reference data for Luxembourg
- Electricity price
- 0.27 €/kWhGlobalPetrolPrices · 1 July 2026
- Fuel price
- 1.63 €/lpetrol.lu
- Charging loss
- 10 %EPA / SAE J1634
- Maintenance
- Electric €188 · Petrol €563est.
- Insurance
- Electric €818 · Petrol €735est.
Model prices and their true 5-year cost
Every model we cost, from cheapest to run to most expensive — tap a column to sort by price or by true 5-year cost, or filter by drivetrain.
Head-to-head
Renault 5 E-Tech electric (52 kWh)vsToyota Corolla Hatchback 1.8 HybridVolkswagen ID.3 Neo (Pro, 59 kWh)vsToyota Corolla Cross HybridSkoda Elroq 50 (Essential, 55 kWh)vsKia Sportage Pure 1.6 T-GDi 150 MT6Hyundai Kona Electric (65 kWh)vsToyota Corolla Cross HybridCupra Born (58 kWh)vsVolkswagen Tiguan Life 1.5 eTSI 131Skoda Enyaq (85, 82 kWh)vsToyota Corolla Cross HybridTesla Model 3 (RWD)vsToyota Corolla Cross HybridTesla Model Y (RWD)vsVolkswagen Tiguan Life 1.5 eTSI 131BMW i4 (eDrive40)vsVolkswagen Touareg Elegance 3.0 TDI 4Motion 231Ford Explorer Standard Range RWD (52 kWh)vsVolkswagen Tiguan Life 1.5 eTSI 131
Costs by model
Electric
Klimabonus Mobilitéit (the 100 % electric vehicle premium): Luxembourg's purchase grant for a new electric car, run by the Ministère de l'Environnement, du Climat et de la Biodiversité (the environment ministry) — it is not the French bonus écologique. The amount depends on WLTP consumption: 6 000 € if consumption is below 16 kWh/100 km, 3 000 € between 16 and 18 kWh/100 km, and 0 € above 18 kWh/100 km. The grant is capped at 50 % of the vehicle's ex-VAT price (and a 1 500 € premium exists for a used EV that is 3 years old or more). We work it out model by model from the actual WLTP consumption: the Kona (16,6) and the BMW i4 (16,1) therefore fall into the 3 000 € tier, not 6 000 €. Note: the scheme has been extended (gouvernement.lu reform of 20 February 2026) for orders until 30 June 2030, with registration before 30 June 2027, and the top tier brought down to 6 000 € — check the rules in force before you buy. We show this grant separately and do not fold it into the total costs above. Sources: guichet.public.lu / klima-agence.lu / toyota.lu, as of . Check your eligibility and the amount before you buy.
The real Luxembourg catch: cheap fuel. Contrary to popular belief, the EV's problem in Luxembourg isn't expensive electricity but cheap petrol. Luxembourg deliberately keeps excise duty on road fuels low (the pump-tourism regime) and the state publishes a national maximum price: the honest figure we use is therefore 1,629 €/L (E10, petrol.lu, as of 1 July 2026), well below France or Germany. Carrying over the higher French price would have unfairly favoured every EV — we re-sourced the true Luxembourg cap. Electricity, by contrast, is volatile: the phase-out of the public price cap moved the household price by +31,3 % (S1-2024 → S1-2025) and then -15,8 % (S2-2025) according to Eurostat; we use 0,270 €/kWh (GlobalPetrolPrices, all-in, Sept. 2025) as the honest national average. The result: cheap petrol plus non-negligible electricity shrink the EV's energy advantage, and over 5 years an efficient hybrid (Corolla Hybrid) or the cheapest combustion car (Sandero) often wins once depreciation is counted — we say so plainly. At registration, EVs pay no CO₂ malus; the annual taxe sur les véhicules routiers (road-vehicle tax) drops to a minimum of 30 €/year for an EV. Diesel (1,592 €/L) is documented but not modelled (the calculation prices a single petrol price only). As of .FAQ
Is an electric car cheaper to own than a petrol car in Luxembourg?
Usually not at typical mileage — as of 1 July 2026, the cheapest model we track in Luxembourg is the Dacia Sandero TCe 90 (petrol) at €22,202 over 5 years, while the cheapest electric — the Renault 5 E-Tech electric (52 kWh) at €31,367 — costs about €9,165 more. High mileage or cheap home charging can flip the verdict; each comparison page shows exactly when.
Which electric car is cheapest to own in Luxembourg?
As of 1 July 2026, the Renault 5 E-Tech electric (52 kWh) — about €31,367 over 5 years, all-in: depreciation, charging (charging losses included), insurance, maintenance, registration and taxes, and financing.
What do electricity and fuel cost in Luxembourg right now?
Our calculations use 0.27 €/kWh for home electricity (GlobalPetrolPrices) and 1.63 €/l for fuel (petrol.lu), as of 1 July 2026.
What does the 5-year total cost include?
Depreciation, charging or fuel (including the AC charging loss of about 10 % that most calculators forget), insurance, maintenance, registration and taxes, and financing interest — every source is dated.
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Estimates for planning, not financial advice. Depreciation, insurance and maintenance are dated estimates for the Luxembourg market. How we calculate →